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Iowa Section 8 Housing Application Guide

Brittney Richey
Published June 04, 2024 08:00:pm EST

The Iowa Guide to Section 8 Housing

If you're looking for affordable housing options in the Hawkeye State, you are in the right place. This comprehensive guide will walk you through the ins and outs of Section 8 in Iowa, providing insights on eligibility, requirements, and the application process.

What Is Section 8 Housing in Iowa?

Section 8 Housing in Iowa is a program designed to help people with low incomes find suitable and affordable housing. Local authorities run this initiative to make housing more accessible by providing rental subsidies to eligible individuals and families. The program allows participants to choose their housing in the private market rather than live in government-owned buildings.

What Is the Most Section 8 Will Pay in Iowa?

The answer to the question of how much the government will pay for Section 8 in Iowa depends on factors such as your income, family size, and the local rental market. Generally, you'll pay around 30% of your adjusted gross income toward rent. Section 8 steps in to cover the rest, up to a Fair Market Rent that the U.S. Department of Housing and Urban Development determines. 

 

The average cost to rent a home across the state is $1,100 per month but it varies based on location and size of the property. HUD takes your location into account when determining the size of the voucher you receive.

 

Fair Market Rent

The HUD Section 8 program pays rents for low-income households directly to private landlords. The Housing Authority of Iowa will pay about 70% of a tenant’s rent, while the tenant will pay the other 30%. Fair Market Rents generally determine the maximum rent that a Section 8 landlord will be allowed to charge their residents. The table below shows current fair market rents for Iowa.

Iowa Fair Market Rent
Studio
$630
1 Bedroom
$656
2 Bedrooms
$862
3 Bedrooms
$1,144
4 Bedrooms
$1,148

What Are the Iowa Section 8 Housing Requirements?

 

To qualify for Section 8 in Iowa, you need to meet specific criteria. These include demonstrating financial need, being a U.S. citizen or eligible immigrant, and maintaining a clean record regarding certain criminal activities. Meeting these requirements is the first step to participating in the program.

What Are the Income Limits for Housing Assistance Programs in Iowa?

Income limits for the program differ based on which part of Iowa you live in, but most local housing authorities accept applications from those who make less than 70% of the area’s median income. The median household income for Iowa is $70,571 but it varies across the state.

 

HUD also sets income thresholds based on the number of people sharing your home. These limits ensure that assistance goes to those who need it the most. You will need to assess your income against these limits to determine if you qualify.

 

Income Limit

Income Limits are maximum income limits allowed based on household size. The following limits were established by HUD for low income households to be eligible for housing assistance in Iowa for 2024.

Iowa Income Limit
1 Person
$54,050
2 Person
$61,800
3 Person
$69,500
4 Person
$77,200
5 Person
$83,400

How Long Does it Take To Get Approved for Section 8 in Iowa?

The length of the approval process varies. It can take several weeks to a few months, depending on factors such as the number of applicants and the efficiency of the local public housing authority. Staying in regular communication with the PHA can help speed up the process, so be patient and persistent.

How To Qualify for Section 8 in Iowa

Taking proactive steps now can increase your likelihood of getting approved for Section 8 housing once you apply. Here are some actionable tips:

How To Apply for Section 8 Housing in Iowa

When you are ready to take the next step, applying for Section 8 in Iowa is a straightforward process. You can obtain and submit applications through your local PHA. Application methods may include online submissions, in-person visits, or mailing in your documents.

Proper preparation, including gathering required documents, will make the application process more efficient. Have the following information on hand for all family members:

 

Once approved, you will also need to present documentation for all the above information, including social security cards, birth certificates, and proof of disability.

Can I Transfer my Section 8 Voucher to Iowa?

If you are already in the Section 8 program and considering a move to Iowa, you might wonder if you can transfer your voucher. The answer is yes, under certain conditions. 

 

You must coordinate with both your current and receiving PHAs, and approval depends on factors such as fund availability and program openings. Start by communicating with both PHAs to facilitate a smooth transition to Section 8 in Iowa. 

Can I Buy a House With a Section 8 Voucher in Iowa?

Besides helping with rent, HUD also sponsors the Section 8 Home Choice Voucher Homeownership Program. Participants can use their vouchers to make mortgage payments on a house if they meet the following conditions:

 

 

The Eastern Iowa Regional Housing Authority is one of several PHAs in Iowa that administer the program. However, it is not available in all areas of the state.

What Are the Public Housing Authorities in Iowa?

HUD Housing Authorities Serving Iowa

Search
Afton Housing Commission

Afton Housing Commission

Housing Authority

There Are Currently 30 Units Available in the Afton Housing Commission. These Low-income Housing Units Consist of Section 8, Public Housing, and Low-income Housing Tax Credit Properties. the Afton Housing Commission Serves the , Metropolitan Area.

There Are Currently 30 Units Available in the Afton Housing Commission. These Low-income Housing Uni...

Albia Housing Agency

Albia Housing Agency

Housing Authority

There Are Currently 136 Units Available in the Albia Housing Agency. These Low-income Housing Units Consist of Section 8, Public Housing, and Low-income Housing Tax Credit Properties. the Albia Housing Agency Serves the , Metropolitan Area.

There Are Currently 136 Units Available in the Albia Housing Agency. These Low-income Housing Units ...

Area Xv Multi-County Housing Agency

Area Xv Multi-County Housing Agency

Housing Authority

There Are Currently 506 Units Available in the Area Xv Multi-county Housing Agency. These Low-income Housing Units Consist of Section 8, Public Housing, and Low-income Housing Tax Credit Properties. the Area Xv Multi-county Housing Agency Serves the , Metropolitan Area.

There Are Currently 506 Units Available in the Area Xv Multi-county Housing Agency. These Low-income...

Cedar Falls Housing Commission

Cedar Falls Housing Commission

Housing Authority

There Are Currently 326 Units Available in the Cedar Falls Housing Commission. These Low-income Housing Units Consist of Section 8, Public Housing, and Low-income Housing Tax Credit Properties. the Cedar Falls Housing Commission Serves the , Metropolitan Area.

There Are Currently 326 Units Available in the Cedar Falls Housing Commission. These Low-income Hous...

Cedar Rapids Housing Services

Cedar Rapids Housing Services

Housing Authority

There Are Currently 1290 Units Available in the Cedar Rapids Housing Services. These Low-income Housing Units Consist of Section 8, Public Housing, and Low-income Housing Tax Credit Properties. the Cedar Rapids Housing Services Serves the , Metropolitan Area.

There Are Currently 1290 Units Available in the Cedar Rapids Housing Services. These Low-income Hous...

Centerville Municipal Housing Agency

Centerville Municipal Housing Agency

Housing Authority

There Are Currently 198 Units Available in the Centerville Municipal Housing Agency. These Low-income Housing Units Consist of Section 8, Public Housing, and Low-income Housing Tax Credit Properties. the Centerville Municipal Housing Agency Serves the , Metropolitan Area.

There Are Currently 198 Units Available in the Centerville Municipal Housing Agency. These Low-incom...

Central Iowa Regional Housing Authority

Central Iowa Regional Housing Authority

Housing Authority

There Are Currently 1140 Units Available in the Central Iowa Regional Housing Authority. These Low-income Housing Units Consist of Section 8, Public Housing, and Low-income Housing Tax Credit Properties. the Central Iowa Regional Housing Authority Serves the , Metropolitan Area.

There Are Currently 1140 Units Available in the Central Iowa Regional Housing Authority. These Low-i...

Charles City Housing and Redev Authority

Charles City Housing and Redev Authority

Housing Authority

There Are Currently 355 Units Available in the Charles City Housing and Redev Authority. These Low-income Housing Units Consist of Section 8, Public Housing, and Low-income Housing Tax Credit Properties. the Charles City Housing and Redev Authority Serves the , Metropolitan Area.

There Are Currently 355 Units Available in the Charles City Housing and Redev Authority. These Low-i...

City of Dubuque

City of Dubuque

Housing Authority

There Are Currently 1102 Units Available in the City of Dubuque. These Low-income Housing Units Consist of Section 8, Public Housing, and Low-income Housing Tax Credit Properties. the City of Dubuque Serves the , Metropolitan Area.

There Are Currently 1102 Units Available in the City of Dubuque. These Low-income Housing Units Cons...

City of Iowa City Housing Authority

City of Iowa City Housing Authority

Housing Authority

There Are Currently 1474 Units Available in the City of Iowa City Housing Authority. These Low-income Housing Units Consist of Section 8, Public Housing, and Low-income Housing Tax Credit Properties. the City of Iowa City Housing Authority Serves the , Metropolitan Area.

There Are Currently 1474 Units Available in the City of Iowa City Housing Authority. These Low-incom...

Iowa has a large number of PHAs to manage Section 8 Housing programs. These entities administer rental subsidies, determine eligibility, and oversee the application process. 

 

You cannot simply choose the PHA you want to work with. Instead, you must apply to the one closest to the location where you want to live.  Familiarizing yourself with your local PHA will help you navigate the Section 8 process more effectively.

Iowa Waiting List for Section 8 Housing

Due to high demand, most locations have a waiting list for Section 8 in Iowa. If you are considering applying, inquire about the status of waiting lists with your local PHA. Staying informed about waiting times and updates ensures you are prepared for potential delays in the process.

Is Emergency Housing Assistance Available in Iowa?

Emergency Rental Assistance Serving Iowa

Search

Emergency Rental Assistance Program (ERAP)

Program Type: County

Details: Offers emergency rental assistance, covid relief, utility assistance and more

Iowa Rent and Utility Assistance Program

Program Type: State

Details: Offers emergency rental assistance, covid relief, utility assistance and more

Linn County Emergency Rental Assistance

Program Type: County

Details: Offers emergency rental assistance, covid relief, utility assistance and more

 

HUD provides organizations in Iowa with money from the Emergency Solutions Grant to offer emergency housing assistance. Individuals cannot receive these funds directly but should apply through the Coordinated Entry Program. 

 

Support for those at risk of homelessness may include temporary shelter, rapid rehousing programs, or other emergency services. Eligibility criteria and available funding vary by region, so reach out to local social services or PHAs for assistance during challenging times.

Getting Started With Section 8 in Iowa

Whether you are considering applying, in the midst of the application process, or already a participant, understanding the ins and outs of Section 8 in Iowa empowers you to make informed decisions about your housing needs. HUDHousingNetwork provides information about all the housing options that HUD offers.

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