The Oregon Guide to Section 8 Housing
Living in Oregon gives you access to stunning landscapes and a rich cultural scene. But the reality is that 12.2% of Oregonians live in poverty, making it difficult for many families to afford basic needs like housing. On top of that, the average rent in the state is $1,447 per month, which can feel out of reach for those on a tight budget. This is where Section 8 in Oregon can help.
By tapping into this program, you can ease your financial burden and make it easier to focus on building a better future. Section 8 is designed to assist families in finding affordable housing while fostering diverse, inclusive communities across the state.
What is Section 8 Housing in Oregon
Section 8 housing in Oregon is part of the federal Housing Choice Voucher Program. Participants in Section 8 can choose any housing that meets the program's requirements. When you receive approval for a Section 8 voucher in Oregon, you contribute a portion of your income towards rent. The voucher helps you afford the remaining costs.
Section 8 provides flexibility and choice to its participants. The program helps individuals and families find affordable housing while promoting diverse, inclusive communities.
What is the Most Section 8 Will Pay in Oregon?
The amount Section 8 will pay in Oregon varies depending on several factors, including your family size, the number of bedrooms, and the rent in your area. Housing authorities in Oregon determine the payment standard based on the fair market rent (FMR) for your community. This FMR reflects local rent costs, meaning if you live in an area where rent is higher than average, the program will pay a larger portion of your rent.
Generally, you’ll pay 30% of your income toward rent, and the program will cover the rest, up to the payment standard (the maximum amount Section 8 in Oregon will pay based on local rent costs). For example, if your rent is $1,800 and your 30% share is $600, Section 8 will cover up to $1,200, depending on your area’s payment standard. Understanding how your local housing authority sets these rates can help you plan your budget and choose housing options accordingly.
Fair Market Rent
The HUD Section 8 program pays rents for low-income households directly to private landlords. The Housing Authority of Oregon will pay about 70% of a tenant’s rent, while the tenant will pay the other 30%. Fair Market Rents generally determine the maximum rent that a Section 8 landlord will be allowed to charge their residents. The table below shows current fair market rents for Oregon.
What are the Oregon Section 8 Housing Requirements?
To qualify for Section 8 in Oregon, you need to meet specific criteria related to income, family size, and background. Your household income must fall below a certain threshold set by your local housing authority, and these limits can vary depending on your area.
For example, a family in Portland may have a different income limit than a family in Salem. Flexibility exists for households with elderly or disabled members, which can provide additional support for those in need.
You also need to pass a criminal background check, as some criminal convictions may disqualify you. Lastly, you must be either a U.S. citizen or have eligible non-citizen status. Meeting these requirements can be the first step toward securing assistance, but it's important to stay up to date with any changes to eligibility guidelines that might affect you.
What are the Income Limits for Housing Assistance Programs in Oregon?
Income limits for housing assistance programs, including Section 8 in Oregon, are based on your household size and the Area Median Income (AMI) for your specific region. Typically, your household income must be no more than 50% of the AMI in your area to qualify.
These income limits are updated annually by HUD, so they may change depending on local economic conditions and housing costs. Since Oregon's economy and housing market can vary greatly from city to city, it's essential to check with your local housing authority for specific limits that apply to you.
Income Limit
Income Limits are maximum income limits allowed based on household size. The following limits were established by HUD for low income households to be eligible for housing assistance in Oregon for 2024.
How Long Does it Take to Get Approved for Section 8 in Oregon?
Approval for Section 8 in Oregon can take several weeks or months. The housing authority needs to verify your application, including your income, family size, and background. The process may take longer depending on the current workload of the local housing authority and how quickly you submit any required documentation.
Be sure to submit all requested information promptly and double-check that it’s accurate. A thorough and complete application can speed up the review process, helping you get closer to securing the assistance you need. In some areas, high demand for housing assistance can lead to longer waiting times, so it's important to stay patient and proactive during this phase.
How To Qualify for Section 8 in Oregon
To qualify for Section 8 in Oregon, keep your household information updated and accurate. Housing authorities will need details about your income, family size, and any special needs, such as disabilities or elderly members in your household.
It's also important to check in with your local housing authority regularly to stay updated about when the waiting list is open. While a solid rental history and good references can improve your chances of being approved, you also want to make sure that your application is as complete as possible. Having a good standing with past landlords and showing that you’re responsible and reliable can help demonstrate your readiness for housing assistance.
How To Apply for Section 8 Housing in Oregon
Applying for Section 8 in Oregon starts with finding your local housing authority and confirming whether their waiting list is open. Many authorities allow you to apply online, but you can also get a paper application if needed.
Be sure to fill out the application completely, providing accurate information about your household, income, and background. In addition to the application, you’ll need to provide documentation, such as identification, proof of income, and other relevant paperwork. The more thorough and precise your application, the quicker your eligibility will be determined.
Can I Transfer my Section 8 Voucher to Oregon?
Yes, you can transfer your Section 8 voucher to Oregon, but there are specific steps to follow. First, you’ll need to confirm with your current housing authority that you’re eligible for a transfer. They will check whether you’ve kept up with rent payments and followed the program’s rules.
Then, you’ll work with the housing authority in Oregon to make the transfer happen. They’ll guide you through their local rules for transferring a voucher, and you may need to provide additional documentation or meet different requirements for the new area. Make sure to keep your rental history in good standing before moving to make the transfer process smoother.
Can I Buy a House with a Section 8 Voucher in Oregon?
In certain circumstances, you can use a Section 8 voucher to buy a home in Oregon. The Homeownership Voucher Program allows participants to use their vouchers for mortgage payments, utilities, and other homeownership expenses instead of paying rent. However, not all housing authorities offer this option, and additional criteria apply.
To qualify for this program, you must meet extra requirements, such as having stable employment and a first-time homebuyer status. You’ll also need to complete a homeownership education course, which helps you understand the financial responsibilities of owning a home.
If you’re interested in buying a home, check with your local housing authority to see if they offer the program and if you meet the qualifications.
What are the Public Housing Authorities in Oregon?
HUD Housing Authorities Serving Oregon
Central Oregon Regional Housing Authority - Housing Works
Housing AuthorityThere Are Currently 1334 Units Available in the Central Oregon Regional Housing Authority - Housing ...
Columbia Gorge Housing Authority
Housing AuthorityThere Are Currently 350 Units Available in the Columbia Gorge Housing Authority. These Low-income Ho...
Coos-Curry Housing Authority
Housing AuthorityThere Are Currently 941 Units Available in the Coos-curry Housing Authority. These Low-income Housin...
Housing and Urban Renewal Agency of Polk County
Housing AuthorityThere Are Currently 1116 Units Available in the Housing and Urban Renewal Agency of Polk County. The...
Housing Authority & Community Services of Lane Co
Housing AuthorityThere Are Currently 3845 Units Available in the Housing Authority & Community Services of Lane Co. T...
Housing Authority of Clackamas County
Housing AuthorityThere Are Currently 2382 Units Available in the Housing Authority of Clackamas County. These Low-inc...
Housing Authority of Douglas County
Housing AuthorityThere Are Currently 957 Units Available in the Housing Authority of Douglas County. These Low-income...
Housing Authority of Jackson County
Housing AuthorityThere Are Currently 2401 Units Available in the Housing Authority of Jackson County. These Low-incom...
Housing Authority of Lincoln County
Housing AuthorityThere Are Currently 646 Units Available in the Housing Authority of Lincoln County. These Low-income...
Housing Authority of Malheur County
Housing AuthorityThere Are Currently 414 Units Available in the Housing Authority of Malheur County. These Low-income...
Public Housing Authorities are responsible for managing Section 8 in Oregon, as well as other affordable housing programs. They assess applications based on factors like income, family size, and specific needs. Because demand for affordable housing is high, PHAs often have long waiting lists and prioritize applicants who need help the most.
PHAs also work closely with landlords to ensure compliance with program rules and to expand the availability of affordable housing. They may also offer additional services like financial literacy programs or homeownership education. These services help residents improve their quality of life and increase their chances of success.
Oregon Waiting List for Section 8 Housing
Due to the high demand for Section 8 housing in Oregon, you may be placed on a waiting list once you apply. The wait time can vary by area, depending on how many people are already on the list and the availability of funding. Many housing authorities open their waiting lists periodically, so it’s important to keep checking back.
Once your name reaches the top of the list, you’ll be contacted to begin the process of finding housing. During the waiting period, it’s important to keep your contact information up to date with the housing authority so you don’t miss any updates.
Is Emergency Housing Assistance Available in Oregon?
Yes, Oregon offers emergency housing assistance through programs like the Emergency Rental Assistance Program, which helps people at risk of eviction or facing homelessness. Because Oregon has the second-highest rate of unsheltered homelessness in the United States, local agencies also offer a range of services, including emergency shelters, rapid re-housing programs, and transitional housing.
These services are essential in providing immediate relief and helping individuals and families secure stable housing. If you’re facing an emergency housing crisis, contact local community action agencies or call 211 for more information about available services.
Emergency Rental Assistance Serving Oregon
Clackamas County Emergency Rental Assistance
Program Type: County
Details: Offers emergency rental assistance, covid relief, utility assistance and more
COVID Assistance Program
Program Type: County
Details: Offers emergency rental assistance, covid relief, utility assistance and more
Emergency Rent Relief of Lane County (ERRLC)
Program Type: County
Details: Offers emergency rental assistance, covid relief, utility assistance and more
Multnomah County COVID-19 Rent Relief Program
Program Type: County
Details: Offers emergency rental assistance, covid relief, utility assistance and more
Oregon Emergency Rental Assistance Program (OERAP)
Program Type: State
Details: Offers emergency rental assistance, covid relief, utility assistance and more
Washington County Emergency Rental Assistance Program
Program Type: County
Details: Offers emergency rental assistance, covid relief, utility assistance and more
How Can I Learn More About Section 8 in Oregon?
If rising rent is becoming a financial burden, Section 8 in Oregon can help relieve some of that pressure. By providing rental assistance, the program can give you more breathing room so you can focus on meeting your family’s financial needs and goals. Many families have benefited from Section 8, and it can help you, too. Check out our open waiting lists, and don’t hesitate to apply when you're ready!
