The Hawaii Guide to Section 8 Housing

While Americans in the contiguous 48 states may consider Hawaii to be the ultimate vacation destination, those who live there full-time know the cost of living is extremely high on the islands. Many Hawaiians struggle to make ends meet.

Section 8 in Hawaii exists to help lower-income islanders afford the high price of a place to live by subsidizing a portion of their monthly rent. Navigating the application process for this federal program is complicated, so this guide exists to help explain how to go about it.

What Is Section 8 Housing in Hawaii?

Section 8 Housing, also known as the Housing Choice Voucher Program, is a federal assistance program in the United States aimed at helping low-income individuals and families afford safe and sanitary housing in the private rental market. The U.S. Department of Housing and Urban Development administers this program at the federal level, but local public housing agencies implement it in Hawaii.

Section 8 Housing in Hawaii operates to provide rental assistance to eligible low-income households. Participants in the program receive a voucher that pays for most of their monthly rent, and they are free to choose any rental unit in the private market that meets program requirements.

What Is the Most Section 8 Will Pay in Hawaii?

HUD bases the maximum amount of payments on the fair market rent value in Hawaii. Fair market rent is the 40th percentile of standard rental rates in a particular area, and it represents the cost of renting a moderately priced dwelling unit in the local housing market.

The Section 8 voucher amount depends on the FMR, the family's income, and the local housing market conditions. The voucher generally covers the difference between 30% of the family's adjusted income and the price of the apartment.

According to Zillow, the average cost of rent in Hawaii is $2,850 per month. Because Hawaii's cost of living is so high, the Section 8 voucher amount in Hawaii may be more substantial compared to other states. The actual amount can vary based on factors such as the family's income, the size of the family, and the specific location within Hawaii.

Fair Market Rent

The HUD Section 8 program pays rents for low-income households directly to private landlords. The Housing Authority of Hawaii will pay about 70% of a tenant’s rent, while the tenant will pay the other 30%. Fair Market Rents generally determine the maximum rent that a Section 8 landlord will be allowed to charge their residents. The table below shows current fair market rents for Hawaii.

Hawaii Fair Market Rent

Studio

$1,458

1 Bedroom

$1,548

2 Bedrooms

$2,010

3 Bedrooms

$2,588

4 Bedrooms

$2,855

What are the Hawaii Section 8 Housing Requirements?

HUD determines the specific requirements for Section 8 at the federal level, but local Hawaii PHAs are in charge of them. While the general requirements are consistent nationwide, there may be some variations in local rules and preferences. Here are the typical eligibility criteria for Section 8 Housing:

Income limits: Applicants must have a household income that is below a certain threshold.
Citizenship status: Everyone in the home must be U.S. citizens or have eligible immigration status.
Family size: The number of people in the household affects the income limits and voucher size.
Criminal background check: Certain criminal convictions may impact eligibility.
Rental history: Individuals with a history of eviction or lease violations may be ineligible.

What are the Income Limits for Housing Assistance Programs in Hawaii?

The median income for residents of Hawaii is $94,918 but varies based on the island where they live and whether they live in an urban or rural setting. Because this amount is high compared to the rest of the U.S., the income limits for Section 8 are also higher.

Each PHA has its own rules, but the City and County of Honolulu, for example, consider anyone who makes 80% or less of the area’s median income to be eligible for the program. This amount could be higher if members of the family are disabled, elderly, or children.

Income Limit

Income Limits are maximum income limits allowed based on household size. The following limits were established by HUD for low income households to be eligible for housing assistance in Hawaii for 2024.

Hawaii Income Limit

1 Person

$64,400

2 Person

$73,600

3 Person

$82,800

4 Person

$92,000

5 Person

$99,400

How Long Does it Take to Get Approved for Section 8 in Hawaii?

Applicants who apply for Section 8 in Hawaii when a waiting list is open will receive a letter within 10 days of the list closing, letting them know if they are on the list. This information is not available by phone before the end of the 10 days.

According to the Hawai’i Public Housing Authority, the wait time to receive housing vouchers is two to seven years or longer. During this time, people can call the HPHA to check on the status of their applications.

How To Qualify for Section 8 in Hawaii

Families qualify for Section 8 if they meet the income, citizenship, and behavioral requirements of the program. However, PHAs give priority to households with a disabled family member between the ages of 18 and 62.

To receive priority, applicants must submit evidence of the family member’s disability. This documentation could include an award letter from the Social Security Administration or a certified form from a medical professional. The family also must meet the requirements for an apartment of a certain size.

How To Apply for Section 8 Housing in Hawaii

The Hawai’i Public Housing Authority does not accept applications in person or by telephone. It instead has an online system to accept pre-applications. People can use tablets or smartphones to access the application, but computers or laptops generally work better because they have more compatible operating systems.

The application is available in 12 languages. Interpreters are also available to meet virtually with those who need help understanding or filling out the application. There is no fee to apply.

After receiving an application, the system will provide the applicant with a confirmation number, It is important to only submit one application per family group. If two members of a household submit applications, officials will deny both of them.

Can I transfer my Section 8 Voucher to Hawaii?

Transferring a voucher to Hawaii from another state is possible, but it is subject to certain conditions and limitations. Officials refer to this process as portability, and whether a person can do it depends on several factors.

Both the housing authority in the current location and the receiving housing authority in Hawaii must agree to the transfer. The receiving PHA will then determine whether the family meets the eligibility criteria of the area where they want to live. These criteria include income limits, family composition, and other program requirements.

Can I Buy a House with a Section 8 Voucher in Hawaii?

The Homeownership Voucher Program allows some program participants to use their vouchers toward the purchase of homes. To be eligible, they must earn a certain amount of money not exceeding 120% of the area’s median income, work at least part-time, and meet other requirements.

The Hawaii Public Housing Authority and the City and County of Honolulu Department of Community Services participate in the homeownership program. Because Section 8 in Hawaii primarily assists with payments on rental properties, most other PHAs in the state do not.

What are the Public Housing Authorities in Hawaii?

HUD Housing Authorities Serving Hawaii

City and County of Honolulu

Housing Authority

There Are Currently 5046 Units Available in the City and County of Honolulu. These Low-income Housin...

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County of Maui

Housing Authority

There Are Currently 1499 Units Available in the County of Maui. These Low-income Housing Units Cons...

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County of Hawaii

Housing Authority

There Are Currently 2170 Units Available in the County of Hawaii. These Low-income Housing Units Con...

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Hawaii Public Housing Authority

Housing Authority

There Are Currently 5049 Units Available in the Hawaii Public Housing Authority. These Low-income Ho...

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Hawaii Public Housing Authority

Housing Authority

There Are Currently 3931 Units Available in the Hawaii Public Housing Authority. These Low-income Ho...

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Kauai County Housing Agency

Housing Authority

There Are Currently 1166 Units Available in the Kauai County Housing Agency. These Low-income Housin...

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Six public housing authorities oversee Section 8 in Hawaii. The Hawai’i Public Housing Authority oversees Section 8 on Oahu and, although located on Oahu, the Honolulu Community Action Program handles housing for the City and County of Honolulu.

The other public housing authorities in Hawaii are as follows:

Maui County Department of Housing and Human Concerns in Maui County, including the islands of Maui, Molokai, and Lanai
Kauai County Housing Agency on the island of Kauai
Hawaii County Office of Housing and Community Development in Hawaii County, which includes the Big Island

Hawaii Waiting List for Section 8 Housing

Housing authorities receive such a large number of applications for Section 8 in Hawaii that they must maintain a waiting list for the program. Once they receive an application, they put it on the bottom of the list. When participants leave the program or HUD issues new vouchers, applications move closer to the top of the list.

Officials will occasionally move applications closer to the top for various reasons. These reasons might include crisis situations for people with disabilities.